Principles of Risk Management and Insurance is the market-leading text for this course, ideal for undergraduate courses and students from a mix of academic majors. Focusing primarily on the consumers of insurance, the text blends basic risk management and insurance principles with consumer considerations. Rejda's book is praised for its depth and breadth of coverage, and the Tenth Edition provides even more flexibility in its organization by giving an overview of the insurance industry first, before discussing specific plans. In addition to the latest issues and events in this field, the new edition discusses personal risk management and financial planning so that students apply the concepts to their own lives.Flexible, self-contained chapters are easy to integrate in a wide variety of syllabi. A full range of supplementary materials gives professors more resources to teach the major concepts, and students more tools to master them. Clear exposition presents challenging topics in a readable, user-friendly style. Learning Objectives concisely outline the goals of each chapter, giving students a brief introduction to the main concepts in the chapter. Chapter-opening examples provide hypothetical situations to familiarize students to the topics to be addressed in the chapter. Updated Insight boxes demonstrate key chapter concepts through real-world applications. Case Application boxes conclude each chapter with an illustrative example and ask students to apply the key principles through a set of questions. Internet Resources, with numerous website references in each chapter, recognize the importance of the Internet as a learning tool and source of consumer information. Topics in corporate risk management, including enterprise risk management, loss forecasting, financial analysis in decision making, and the application of new technology to risk management programs are included in chapters 3 and 4. Commercial lines information, chapters 25 through 27, provides important material such as workers' compensation, which is suitable for an advanced course.